Understand risk. With every affordable lending program, you need to balance the risk to the bank versus the value of the investment in the community. I’m fortunate that I work for a bank. That means we can put CRA loans in our portfolio. We don’t have to sell them to investors such as Fannie Mae…
Have patience, it’s an important investing skill to learn Never invest too heavily in one investment; diversify always Do your own research; beware of crowd type investments Be skeptic of those offering you great opportunities and ideas If you change your mind, get out. Some of the best trades are the ones you take losses.…
Be Consistent — A great customer experience comes from each guest receiving the same great service, time after time by each employee. It’s not just about the overall event or the specific Artist that is on the stage. Instead, it is about the consistency of each staff member, that the guest meets, treating them the same exact…
You’re likely reading this post because you want what every other couples therapist wants: to improve your work-life balance and your revenue. Or, put another way… Profit for your small therapy practice without adding more hours to your schedule. We’re here to let you know that this is entirely possible! As Certified Gottman Therapists, my…
Know your product — you are the ultimate ambassador of your business and your brand. You need to know the product inside and out — where is it made, what makes it fabulous, and why your customer needs it. Give your staff the knowledge as well. They are a direct reflection of you and the faces of your business.…
I gave a Warby Parker example. As a consumer, it was fantastic. It made everything come alive in terms of being able to actually try on glasses online with my face, and then being able to get the physical delivery at my home, so I could try them out in front of my wife and…
Back in my teaching days, frequent interruptions posed one of the biggest challenges to getting my work done. When I went to work for myself—in the privacy of my home office–I thought I had put the problem of constant interruptions behind me, but I discovered an unpleasant truth: I had gotten into the bad habit…
Children and teens are the foundation of any country, and all the major growth and development of the body, physical and mental, happens at this phase of life. But today, after being introduced to the pandemic, there is uncertainty in young minds about life in general. However, everyone from the population got affected by the…
The world has witnessed how a virus barely visible through the naked eyes can bring havoc. This virus differentiated between none and affected everyone, from people in power to people who could hardly afford a meal for a day. At such a harsh time, people from all over the world worked calmly in unification and…
The keto diet is linked to a variety of health benefits, but we shouldn’t shrug off some of the most common complaints with this restrictive eating plan—especially for women. Specifically, plenty of women have reported issues with their regularity, menstrual cycle, and…sleep? It’s true, at least for those just starting out on the diet: “Keto…
